Protect the ones you love with discounted term life insurance
Exclusively for Life Time® members.

As a proud partner of Life Time®, we’re excited to offer members an exclusive discount on our term life insurance solutions, designed with your unique needs in mind. By calling and speaking with one of our experienced agents, you’ll receive personalized, concierge-style service that goes beyond a one-size-fits-all approach. Our agents are here to understand your individual goals and help you create a tailored plan, ensuring you and your loved ones are fully protected. Let us guide you through the process with ease and expertise—because your peace of mind deserves personal attention.
What you need to know about Term Life Insurance:
- Age Range: Between 18 – 74 years old.
- Medical Exam: Some applicants qualify for Accelerated Underwriting with no medical exam. Others may require a medical exam.1
- Coverage Amounts: From $100,000 up to $5 million.2
- Flexible Term lengths: 10, 15, 20, 25 and 30 years.3
- LegacyShield Included: LegacyShield subscription included: A powerful digital tool that can help build and protect your legacy.4
SBLI Term Life Insurance could be a great fit if you’re looking to protect your loved ones by replacing lost income in case of an untimely death. This way, important financial obligations—like your mortgage, tuition, childcare, and loans—are covered, providing security when it’s needed most.
Designed with your lifestyle in mind:
- Maximum Death Benefit: Our policies offer the highest level of death benefit protection at the lowest cost, ensuring your loved ones are well taken care of.
- Guaranteed Rates: Your rates remain unchanged throughout the selected term, providing stability and peace of mind.
- Convertibility: Unlike some term life policies, our coverage allows you to convert all or part of your policy to whole or universal life insurance without additional underwriting, at any point during the level term or up to age 70.
What is included in a SBLI Term Life Insurance policy?
LegacyShield
Give a legacy of memories with a digital vault.
Helping our customers take care of the people they love is what we do best. Now, we’re happy to include a subscription to LegacyShield — a powerful digital tool that can help build and protect your legacy.
Accelerated Underwriting
The fast track to protecting the people you love.
If you’re healthy and between the ages 18-50, you can apply for insurance coverage up to $1 million or less without a medical exam. Insurance amounts above $1 million will be underwritten with a traditional paramedical exam.
SBLI Life Insurance Riders
Customize your life insurance policy for coverage that’s as unique as you are.
When it comes to life insurance coverage, one size doesn’t fit all. From Children’s Level Term to Accidental Death Benefit, our riders give you the added flexibility to tailor your policy.
What our customers are saying
We encourage every customer to let us know how we’re doing through Trustpilot.